Open Enrollment
Open Enrollment for State health benefits will be Monday, October 19 through November 13, 2026 at 5:00pm. During this time, employees can enroll, cancel or make changes to their health benefits, with updates becoming effective January 1, 2027. Employees will receive alerts regarding Open Enrollment from the State of Maryland via the SPS Workday system. All changes must be made online via the employee’s SPS Workday account.
Highlights of 2027 Open Enrollment
- Healthcare FSA increasing to $3,400.
- 1/1/2027: All Contractual Employees will have pre-tax health benefit payroll deductions.
- Contractual Employees working 30+ (75% FTE) hours per week will be eligible for FSA plans.
- Access to flu shots and COVID vaccines are available at most pharmacies nationwide – $0 copay.
- Beginning 1/1/2027– All missed premium deductions will be collected through payroll:
- Amounts are limited to $100 per pay by line of coverage (medical, Rx, etc.)
- Terminated employees with a balance due will be invoiced by the Employee Benefits Division.
- Active employees with a balance at calendar year-end will be invoiced by the Employee Benefits Division.
Required Actions
No action is required unless you want to change benefits or dependents or enroll in a Flexible Spending Account (FSA) in 2027. With the exception of FSAs, current benefit choices roll over to 2027.
You Need To Take Action If …
- You want to enroll for the first time, change plans, or change coverage levels for 2027.
- You wish to participate or continue to participate in a Flexible Spending Account (FSA) for 2027. The IRS requires all flexible spending account participants to re-enroll in these plans every year. If you wish to continue these plan(s), be sure to make your elections for 2027 by the Nov. 13 deadline.
- Employees who are adding a dependent (documentation is required)
2027 Open Enrollment Employee Resources
2027 Open Enrollment Information Sessions:
Virtual Open Enrollment Sessions will be offered by the UMB Benefits Team to answer questions regarding Open Enrollment. Register for an Information Session.
Oct 15, 2026, 12pm-1pm
Oct 22, 2026, 12pm-1pm
In-Person Enrollment Assistance – Computer Labs
The Benefits Team will be available to assist employees with reviewing or making changes to their benefits during the dates and times listed below. No appointment is necessary. Employees are welcome to drop in at their convenience. Location: Lexington Building: RS-Admin Training Room 4104.
Monday, October 19, 2026: 9 AM - 12 PM
Wednesday, November 4, 2026: 12 PM - 4 PM
Thursday, November 5, 2026: 1 PM - 4 PM
Monday, November 9, 2026: 1 PM - 5 PM
Wednesday, November 11, 2026: 1 PM - 4 PM
Friday, November 13, 2026: 10 AM - 4 PM
State of Maryland Wellness Program 2027
2027 is a reset year - Complete activities between 1/1/2027 and 12/31/2028
- Activities for $0 Primary Care Physician (PCP) co-pay
- Select or confirm PCP
- Complete Health Risk Assessment (HRA)
- Activities for $5 discount on Specialist co-pay*
- Complete any recommended preventive screening
- Complete an annual routine eye exam
- Maximum deduction is $10
The sooner activities are completed, the sooner the savings begin!
*does not apply to Kaiser Permanente
